You might say that the karma of the previous birth has to be consumed in this birth and that no amount of grace can save man from that. Evidently, someone has taught you to believe so. But I assure you, you need not suffer from karma like that. When a severe pain torments you, the doctor gives you a morphine injection and you do not feel the pain, though it is there in the body. Grace is like the morphine; the pain is not felt, though you go through it! Grace takes away the malignity of the karma which you have to undergo. There are also dated drugs, which become ineffective after a certain time. Well, so too, with Grace, the effect of karma is rendered null, even though you go through the experience. Hence, it is wrong to say the ‘Lalaata likhitam’ (fate written on the forehead) cannot be rendered ineffective. Grace can surpass anything; nothing can stand in its way. Remember, it is the grace of the ‘All-mighty’!