You have to experience the power of cumulative interest to believe it!!!!…A Wonderful analysis given by SANDEEP SHANBHAG in Yahoo Finance….

A TRUE GUIDE FOR YOUNGSTERS FOR THEIR COMFORTABLE LIFE AFTER THEIR RETIREMENT….I READ IT TODAY AND THOUGHT I MUST SHARE WITH YOU ALL….KINDLY SHARE WITH YOUR CHILDREN IN THEIR OWN “INTEREST”

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” ― Albert Einstein
In the book, “Once Upon a Wall Street”, Peter Lynch, one of the most successful mutual fund managers the Wall Street has ever seen, narrates a story. “Consider the Indians of Manhattan, who in 1625 sold all their real estate to a group of immigrants for $24 in trinkets and beads. For 362 years the Indians have been the subjects of cruel jokes because of it – but it turns out that they may have made a better deal than the buyers who got the island. At 8% interest on $24 ( note: let’s suspend our disbelief and assume they converted the trinkets to cash) compounded over all those years, the Indians would have built up a net worth just short $30 trillion, while the latest tax records from the Borough of Manhattan show the real estate to be worth only $28.1 billion. Give Manhattan the benefit of doubt: That $28.1 billion is the assessed value, and for all anybody knows, it may be worth twice that on the open market. So Manhattan’s worth $56.2 billion. Either way, the Indians could be ahead by $29 trillion and change.
This little story shows you the power of compounding and the points out the fact that the earlier you start investing the better it gets.

Illustration
Let’s try and understand this through an example of two friends, Ram and Shyam. Both start working at the same time at the age of 23. Ram starts saving when he turns 25 and invests Rs 50,000 every year. Assuming that on this he earns a return of 10% every year, at the end of ten years, Ram would be able to accumulate Rs 8.77 lakh. After this, due to financial constraints Ram is not able to invest any more money. But at the same time he does not touch the fund that he has already accumulated, hoping to live of it when he retires.

He lets the Rs 8.77 lakh grow and assuming that it continues to earn a return of 10% p.a., he would be able to accumulate around Rs 95 lakh by the time he turns 60. So the Rs 5 lakh (Rs 50,000 x 10 years) he had invested in the first ten years of his working life would have grown to Rs 95 lakh. This even though he stopped investing entirely after the first ten years.
Now let’s take the case of Shyam. Shyam believed in enjoying life, spending freely rather than saving regularly. However, at the age of 35 as reality dawns, he starts putting aside Rs 50,000 every year. Unlike his friend Ram, who stopped after the first ten years, Shyam religiously invests the amount each year for all of next twenty five years i.e. till he turns 60. Now, assuming he also earns a return of 10% per year on his investments, in the end, Shyam would have managed to accumulate Rs 54.10 lakh.
Putting it differently, even after investing Rs 50,000 regularly for twenty five years, Shyam has managed to accumulate Rs. 41 lakh lesser in comparison to Ram. Remember Ram has ended up investing only Rs 5 lakh in total over the ten years that he invested. In comparison, Shyam over the twenty five years invested Rs 12.5 lakh (Rs 50,000 x 25 years). So even by saving two and half times more than Ram, Shyam has managed to build a corpus which is 43% lower! This happened because Ram started investing earlier which in turn allowed the money to compound for a greater period of time.
Also as the corpus grows, the impact of compounding is greater. Ram as we know had managed to accumulate Rs 8.77 lakh after ten years after which he stopped investing, allowing the accumulated corpus to compound for twenty years more. In other words, the total life of the investment was for thirty years. However, had his investment time frame been till he turned 55 i.e. had the money compounded for twenty five years instead of thirty then at the end Ram would have accumulated a corpus of around Rs 59 lakh. By choosing to let his investment run for just an additional five years, Ram managed to accumulate Rs 45 lakh more.
Real Life Illustration
In terms of a practical example, let’s take the case of HDFC Equity Fund. The five year return of this fund is around 9.31% p.a. On the other hand, from inception (December 1994), the fund has returned 20.2% p.a. Now, had an investor invested say Rs. 50,000 five years back, the investment would have grown to around Rs. 78,000. However, had the investment been made at inception (allowing the money to compound over a greater period of time) the investment would have grown over 24 times to around Rs. 12 lakh.

As mentioned in the beginning of the column, Albert Einstein himself has called the power of compounding the eighth wonder of the world. In this article we have given various examples of how potent this power is when combined with its ally — Father Time. It’s never too early nor too late to begin investing. Or to put it differently, better late than later.

The writer is Director, Wonderland Consultants, a tax and financial planning firm. He may be contacted at sandeep.shanbhag@gmail.com

SOURCE::::THE HINDU…..UNTOLD STORY…

Natarajan

With the Air India management and the agitating pilots affiliated to the Indian Pilots’ Guild refusing to budge from their stand, there seems to be no end in sight for the impasse. Post the Delhi High Court’s indictment of the strike on May 30, there is little, if at all any public sympathy left for the agitating pilots. However, it wasn’t always like this. A sense of thrill and fascination were attached to the profession. The story that largely remains untold is how these pilots stuck it out even as the glamour and the sheen associated with the national carrier was steadily wearing out. A sense of pride associated with being a part of the national carrier and hopefulness about the future of Air India persists.

In the 1990s and even in early 2000s, every pilot aspired to fly the national carrier. A senior captain with Air India, who joined the airlines after graduating from the Indira Gandhi Rashtriya Udaan Academy in Rae Bareilly in 1996, recounts the days when only the crème de la crème of the pilot fraternity would get into Air India. The captain said that the challenges of flying to international long haul destinations propelled him to join Air India.

“While flying international flights, you are away from the country for prolonged periods of 15 to 20 days a month. There are challenges of fatigue and homesickness. But working in Air India provides you with the opportunity to fly wide body aircraft over a number of countries. In a flight from Delhi to New York when you are flying over the Atlantic there is no landing available for two hours at night.”

With the crisis in the aviation sector, the pilots have more responsibilities than ever before to maximise productivity and minimise fuel consumption. The captain explained, “With the increasing costs of Aviation Turbine Fuel (ATF), there is pressure on pilots to conserve fuel on long haul routes. The average number of hours that a pilot has to put in has gone up to 80 – 100 hours now from about 30 – 40 hours in the 1990s.”

While the steady deterioration of the health of the national carrier from 2007 onwards saw a migration of pilots to private carriers, some of them like the captain, stayed on. The captain explained, “About 15 of my colleagues from Air India joined Emirates last year. The total emoluments paid by the international airlines, including Emirates, Etihad and Qatar are 30 to 40 per cent more. I had an offer from Emirates last year but I stayed on because I wanted to be based in India. I still feel proud to be associated with the national carrier.”

About the Civil Aviation Minister Ajit Singh’s proposal to hire new pilots to replace the agitating ones, the captain said, “Contrary to popular belief, there is a dearth of trained commanders with enough number of flying hours who can fly on international long haul routes. The present lot of unemployed pilots are mostly recent graduates or trainees with 250 hours of flying experience. You need at least 3000 hours of flying experience to be able to fly a wide body aircraft.”

A young co-pilot who joined Air India in February 2008, at a time when the rot had already set in, does not regret his decision. He recounts some of the highs of his four- year- long career with Air India, “I was part of the team of pilots manning the four special flights engaged in evacuating Indians stuck in Japan after the earthquake in 2011.”

The sentiment attached to the national carrier is echoed even by pilots of the rival sibling Indian Airlines. A senior commander with Indian Airlines said, “Which private airline will take out nine seats from an aircraft to carry army jawans from Srinagar? I remember carrying the first load of passengers after the bombings in the Indian embassy in Kabul in 2008 with mines planted on both sides of the airfield.”

With a steady decline in the glamour quotient associated with being a pilot, it is no longer a coveted profession. The senior captain with Air India sounds a word of caution for young aspiring pilots, “Given the grim situation all around, one has to be passionate about flying to stick it out.”

SOURCE….UNKNOWN…
Natarajan.

The scientific explanation
for visiting Temples regularly

Generally, vedic temples are located in a place
where earth’s magnetic waves pass through.

In simple terms, these temples are located
strategically at a place where the positive
energy is abundantly available from the magnetic wave
distribution of north/ south pole thrusts.

The Main Idol is placed in the center,
where high magnetic values are available.
A copper plate with some Vedic scripts is buried,
beneath the Main Idol. This place is known as
“Garbhagriha” or Moolasthan.

The copper plate absorbs the earths magnetic waves
and radiates them to the surroundings.

Thus a person making clockwise pradakshina of
the Main Idol’s placement, automatically receives
the beamed magnetic waves .

Regular visits make him absorb more positive energy.

The Sanctum Sanctorum is completely enclosed on three sides.
The effect of all energies is very high in here.

The lamp that is lit radiates the heat and light energy.

The ringing of the bells and the chanting of prayers
gives sound energy.

The fragrance from the flowers, the burning of camphor
give out chemical energy.

The effect of all these energies comes out of the idol.

This is in addition to the north/south pole magnetic energy
that is absorbed by the copper plate and utensils that are
kept in the Moolasthan.

The water used for the Pooja is mixed with Cardamom,
Benzoine, Holy Basil (Tulsi), Clove, etc is the “Theertham”.

This water becomes more energized because it receives
all these combined energies .

The water that is sprinkled onto the people passes
on the energy to all. That is the reason why, men should
not wear shirts to the temple and ladies should wear more
ornaments because it is through these jewels (metal) that
positive energy is absorbed by ladies.

It is proved that Theertham is a very good blood purifier,
as it is highly energized.
In addition, temples offer holy water (about three spoons).
This water is mainly a source of magneto therapy as they place
the copper water vessel at the Garbhagriha.

It also contains cardamom, clove, saffron, etc to add taste
and Tulsi (holy Basil) leaves are put into the water to increase
its medicinal value!

The clove essence protects one from tooth decay,
the saffron & Tulsi leave essence protects one
from common cold and cough, cardamom and benzoine
known as Pachha Karpuram,acts as a mouth refreshing agents.

Last, but not least….when you walk around in the PRAHARAMS…both inner and outer… your walking exercise is done in a serene atmosphere!!!!

This way, one’s health too is protected, by regularly visiting Temples !

NOW YOU WILL UNDERSTAND WHY OUR ELDERS HAVE ADVISED US “AALAYAM ILLA OORIL KUDIYIRUKKA VENDAAM “..

Natarajan

SOURCE:::::::THE HINDU 19 JUNE 2012…BY MR. SRIRAM……

STRANGE BUT TRUE!!!!!..MADRAS IN OLDEN DAYS….PL READ AND SHARE….

Natarajan

Much of the western side of Mount Road then comprised paddy fields submerged under water

Lt. Col. Herbert Andrews Newell of the Indian Army was an indefatigable traveller. Between 1905 and 1921, when he was in India, he covered almost the entire country, doing several of the journeys in his trusted car – a 1913 Sunbeam, 12-16 hp. He wrote detailed accounts of his wanderings for the leading magazines of the time. In 1921, a compilation of some these was published as a book – Topee and Turban, or Here and There in India. It includes an interesting account of a journey from Madras to Mahabalipuram.

Newell sets off at 7.30 am due south on Mount Road and notes that it was a fine avenue of banyan, tamarind and the “sausage tree, an alien from Madagascar.” Much of the western side of Mount Road he notes comprised paddy fields submerged under water with the Long Tank (present day T. Nagar) mirroring the palm trees on its banks. He crosses the still surviving Teachers College in Saidapet which, in his time, was “gleaming white in the morning sunshine.” From there, it was on to the Marmalong (now the much-enlarged Maraimalai Adigal) Bridge which in his time had yellow pillars, each mounted by a white cross indicating that “nearby was holy ground.” The Adyar’s left bank was a “wonderful display of lingerie and other garments” for this was where the dhobis washed clothes.

Guindy, apparently, then had a statue of King George V for he makes a sharp turn to the right and drives on via the Dalrymple memorial to Pallavaram which was but a “low ridge of sharply pointed hills.” To the left was a vast expanse of water, and in front, several guinea fowls that scattered on seeing his car. Chromepet, where he stopped for water, was a small hamlet of “palm thatched huts, cactus and aloes” with just the Chrome Leather Factory on the right. Far away a lonely hill catches his eye. This is clearly Tiruneermalai above which, then as now, rose the spire and flagstaff of the temple.

Tambaram was nothing more than a “little railway station” surrounded by tree-clad hills and everywhere the “plain sparked with the play of sunbeams upon water.” Palm trees, paddy fields and flowering trees line the route. Singaperumalkoil is where he halts to cool the engine and refill his radiator. The temple, according to him, was screened by high outer walls and between palms and quiet houses towered the temple’s processional car.

At 9.20 he reaches Chingleput. After breakfast at the Spencer’s refreshment room, he resumes his journey at 11.00 am. An hour later he has crossed Tirukkazhugukunram and Sadras. Somewhere near the Palar river, the road is so bad that he leaves his car and proceeds on foot. He crosses the river, then full of water, by boat. Palar joins the Buckingham Canal and through it he reaches Mamallapuram. It takes him 5 hours in all.

Today, we do it in half the time but with none of the scenic beauty he mentions.

பவர் கட்!!!!! .பேக்அப் இல்லை !!!!!!….அக்னி வெய்யில் தாக்கம் ….தூக்கம் இல்லாமல் பேரக்குழந்தை

தேம்பி தேம்பி ஒரே அழுகை….. தாத்தா என் கண்ணிலும் கண்ணீர்….பேரன் அழுவதை கண்டு!!!

என் கை விசிறி கொண்டு இதமாக விசிறினேன் குழந்தைக்கு !!!!!…

மிதமான காற்று வர பேரன் முகத்தில் ஒரு சிரிப்பு இப்போது !!!!!!……விசிறியின்

இதமான காற்று எனக்கும் பட்டதால் அசதியில் கண் அயர்ந்தேன் ..ஒரு நிமிடம் !!!!!

தட தட என ஒரு சத்தம் …பட பட என தண்ணீர் கொட்டும் இனிய ஓசை !!!!!

ஆஹா !!!! இடியுடன் கூடிய இனிமையான மழை இந்த பூமி நனைய !!!!!

இப்போதும் என் கண்ணில் தண்ணீர் !!!!! இது ஆனந்த கண்ணீர் !!!!!!!

பேரன் கேட்டான் … . தாத்தா காற்று இல்லாமல் நான் அழுதேன் !!!!! எனக்கு

விசிறும்போது நீங்களும் அழுதீங்க ….இப்போ நம்ம பூமி தாய் அழும் போது

சிரிக்கிறீங்களே தாத்தா ???? காற்று இல்லாமதானே பூமித்தாயும் அழுகிறாள் …

கொஞ்சம் அவங்களுக்கும் விசிறி விட்டு காற்று கொடுங்க தாத்தா நீங்க !!!!!

யோசித்து பார்த்தேன் !!!! பேரன் சொன்னதிலும் ஒரு அர்த்தம் உள்ளது !!!!!!!

பூமி தாய் சுவாசிக்க நாம் இடம் விட்டு வைத்தால்தானே அவள் பிள்ளைகள்

நாம் எல்லாம் நல்ல காற்று சுவாசிக்க முடியும் !!!!!

நேசிக்க வேண்டாமா இயற்கையை நாம் ….சுவாசிக்க வேண்டாமா நல்ல காற்று

நம்முடைய பாச பேரன் பேர்த்தி எல்லாம் !!!!!!!!….யோசிங்க கொஞ்சம் !!!!!!!

நடராசன் ….

18 june 2012

SOURCE::::THE HINDU JUNE 17 2012…AN INSPIRING ARTICLE COVERING THE VIEWS OF A BOTANY POST GRADUATE WITH A DOCTORATE ON STHLAVRIKSHAS…..MUST READ..

Natarajan

Vanni, the sthalavriksha of Magudeswarar Temple, Kodumudi
Why are some trees considered sacred? M. Gunasekaran had some answers

A hundred years ago in Kongunadu, it was customary for a newly-married couple to pay their obeisance to Lord Murugan at the Marudhamalai temple after their wedding. They would then come back to the mountain temple for the girl’s seemandham — all the rituals were performed under the marutham tree. The child was named Marudhappan, Marudhayya or Marudhammal, after the chief deity, Marudhachala Moorthy.

The deity himself was named after the temple’s sthalavriksha, marutham, found in the mountains, said M. Gunasekaran. He was delivering a talk on ‘Sthalavrikshas in Kongu temples’ as part of The Vanavarayar Foundation’s monthly lecture series. Gunasekaran holds a Masters degree in Botany and a PhD on the sthalavrikshas of temples in Tamil Nadu.

A sthalavriksha is a plant that is held on par with the prime deity in a temple. “Nature worship has been a part of our lives from time immemorial,” said Gunasekaran. “Trees, especially, were venerated because they provided man food and shelter, and protected him from natural disasters. Researchers say that it is to express his gratitude that man worshipped trees.”

Gunasekaran’s study aimed at finding out if sthalavrikshas and the beliefs associated with them contributed to conserving plant and animal biodiversity. “Of the 203 Kongu temples we studied, 153 had sthalavrikshas. We recorded 34 different species.” Vilvam, vanni, Ashoka and iluppai trees are some of them. Gunasekaran said about 90 per cent of such trees were also used for medicinal purposes by people in the surrounding rural areas. “With the priest’s permission, villagers are allowed access to the leaves,” he said.

The vilvam tree for instance, is believed to cure fever, diabetes, ulcer and diarrhoea. “Even today in Ramanathapuram district, a special dish for the new-born is prepared using vilva leaves,” explained Gunasekaran. Most Kongu temples had vilvam trees as their sthalavirkshas. A lot of temples have iluppai trees planted in and around the compound. This was because, in the past, oil from the tree was used to light lamps in the temple, explained Gunasekaran.

Not just human-beings, sthalavrikshas support several species of primates, birds, reptiles and insects. Animals and birds could live undisturbed in these trees since sthalavirkshas are considered sacred. Gunasekaran showed pictures of fruit-bats, flying-foxes, peafowl and spotted owlets living amidst the branches of these sacred trees. “In the nandhavanams (sacred gardens) of Kongu temples alone, we recorded 50 species of butterflies,” he informed the audience and added how 40 temple towns are named after their sthalavrikshas. During his research, he even came across a self-help group named after one.

Then there are the beliefs associated with sthalavrikshas. “Some women believe that suspending miniature cradles from the branches of the trees will bless them with a child,” he said. This practice is quite common in temples in Tamil Nadu, but the practice has now been modified to suit the present times. It is flourishing careers that people pray for now, said Gunasekaran as he showed a photograph of a sthalavriksha in Chennai, that had visiting cards stuck to it.

SOURCE::::::THE HINDU 17 JUNE 2012..

A Nice article reflecting the present day scenario in medical diagnosis ….while the story makes you laugh wholeheartedly, it also forces you to make an attempt for finding out the causes for such a situation prevailing today!!!!

Natarajan

One fine morning when I woke up as usual, there suddenly appeared two human figures, resembling my wife, standing at the foot of my bed, something which never happened earlier.

Surprisingly, both figures were identical, my wife did not have any twin sister, or for that matter, any sister at all. At first, I thought it was only my imagination, as my wife is normally omnipresent in the house, always saying ‘don’t do that or do this,’ being a person always looking for perfection.

Seeing the puzzled look in my face and my popped up eyes, my wife (original one), who was standing at the foot of my bed, asked me what happened. I did the greatest mistake of telling her the truth. My wife, who always thinks that in her previous birth she was a doctor of great repute, said it must be vertigo or giddiness due to high BP or diabetics and that I should immediately consult the doctor.

As the day moved on, I thought she would forget the whole episode, but to my surprise she kept reminding me of the visit to the hospital every time we crossed each other. I invented all possible excuses to explain to her how busy I would be for the next three or four days, hoping that she would forget the matter by then. But, alas, on the fourth day she was there again to remind me of the visit, and my imagination failed to find any more excuses.

So, the next day we went to a leading hospital to check my double vision problem (in my case, it is a wife problem). After standing in a queue for more than 15 minutes, I got myself registered and got a token number 13, an unlucky number going by the old belief. I knew from now on my attractive (!) name, which probably my parents selected after lot of discussions and visiting many religious places, will have no relevance and I will be known more by this number 13. Anyway, after two hours of unpleasant waiting, the doctor called us. Before I could open my mouth, my wife started reeling out how often I see things as double and at times even triple, etc. As I feared, the doctor suggested that I undergo a few tests starting with blood, urine and X-ray and see him again in the evening with the results. I once again pleaded with my wife that we could do all these at a later date, but she was not prepared to concede my request.

Reluctantly, I underwent all the tests spending my hard-earned money which was meant for our old age. By evening, the results came and as I expected, all readings were so perfectly balanced between the minimum and the maximum that even an acrobat with high balancing skill would be surprised to see such stability.

In the evening, after another hour of agonising wait, we again peeped into the doctor’s chamber. He examined the results, smiled and said they did not show any abnormality. I knew the outcome, even with my limited knowledge of medicine. I thought my ordeal was over and now we could go home and live happily ever after. At that point, my learned wife shot a question to the doctor, whether there could be something wrong with my brain. I knew she is having a dig at me since once in a while at home I do casually say she does not have any brain.

Having got a hint from her, the doctor immediately said though nothing seemed wrong, it would be better to do an MRI scan if we wanted to be 100 per cent sure. I was very happy even with his 90 per cent surety, knowing very well that an MRI scan was going to make a big hole in my pocket. But my wife wanted me to be 100 per cent fit and so said that we would rather go through the scan. The doctor then said the hospital MRI scanning machine was under annual maintenance and also there was a long backlog of cases. I was happy to hear that and relieved until the doctor added that we could do it at a particular scan centre outside and he would give a recommendation. I knew the doctor had already earned an extra income through his casual suggestion.

I knew that none of these expenditures would be reimbursed by my health insurance company since for some strange reasons it insists on hospitalisation for reimbursement. So I politely excused myself and pulled my wife outside and explained to her that that these tests would not be reimbursed. As always, she had a quick solution — “Ask the doctor to admit you in the hospital for one day.” I said that while the hospital authorities would be only too happy to do that, I would deprive a genuine patient of a bed. She immediately declared that I too was a patient and so it did not matter. During my management consultancy sessions, I always used to tell executives not to pick up quarrels with the bosses since arguing with your boss is like wrestling with a pig in the mud. After a while you realise that while you are getting dirtier and dirtier, the pig enjoys it.

I remembered this and kept quiet. Without waiting for me, she went inside the doctor’s chamber and came back with a prescription for an MRI scan, holding it as if it were her doctoral degree. All this time, I wished that I had not seen that figure of my wife and was also cursing myself for having told her about it. Now that I had committed the crime, I had to go through the consequence.

On reaching home, I called the scan centre to fix an appointment. The young girl (I presume) at the other end with a sweet voice said they had a heavy backlog, but still asked me which doctor had referred me. On my mentioning the name, she lowered her voice as if she was telling me a secret and whispered that if he was the one who had referred me to them, then they would try to accommodate me the next morning at 8. I am used to such tactic and I myself used it when I was active in my job as a marketing executive during the early part of my career, promising customers quick delivery of goods as a special case, when the stocks were lying unused. The hospital girl must be telling this story to every patient and I don’t blame her — after all she has to be an obedient and loyal employee.

The next morning, sacrificing my favourite walk, we went to the scan centre at 7.45 a.m., thinking that the place must be like a railway station full of people. But, surprisingly, there were only very few people. We were asked to pay a hefty amount and I could visualise a portion of it already flowing into my doctor’s pocket. At 8 a.m., I was made to dress like a buffoon and loaded into a ‘tunnel of suspense’ with a lot of instructions of ‘dos and don’ts’ which, however, made me feel at home. Suddenly the ‘tunnel of suspense’ became a ‘tunnel of horror’ with roaring sounds and flashing lights moving all around me, reminding me of the film ‘Star Wars.’ Finally, after 40 minutes of ordeal, I was out of the machine looking like a drunkard coming out of the bar. We were told that we could collect the report by that evening. But I decided to postpone the collection, hoping to have one more peaceful night.

The next day also I was not eager to collect my ‘death warrant’, but, since my wife kept reminding me of it every half an hour, I did not have any other option but to go and collect it. Immediately on receipt of the report and the films, I looked at them expecting to find a big hole in my brain or at least a dark patch somewhere. But everything was Greek to me. They all appeared more like M. F. Husain’s paintings. On reaching home, my wife snatched the reports from me and started looking at them against light as if she was a super-specialist in neurology. There was no expression on her face for five minutes. Finally she kept the films and report on the table and walked towards the bedroom and for a minute I thought she was going there to weep without my seeing her. So I asked: “What does it say?” She turned around and said: “How do I know? Tomorrow we will go to the doctor.”

We visited the doctor again, after the usual agonising wait, and showed him the films and the report. When he saw the MRI scan cover itself in my hand, I could see a satisfied smile on his face for obvious reasons. He then studied the report and said: “I told you there is nothing wrong with you.” The moment I heard that I jumped out of my seat, thanked him and got out because I was afraid my wife would utter something else and a few more tests would be on their way. Once out of the room, she asked me what about my getting admitted to the hospital for insurance reimbursement. This time, I put my foot down and said enough was enough and said a big ‘no.’

On returning home, by adding up all the bills, it was found that I had paid a penalty of more than Rs.10, 000 for a strange dream of seeing my wife as double. Anyway, after this experience I took an oath that I would never ever dream of my wife — not even as a single person. And if at all I see, I will never speak it out.

SOURCE:::::::: TIMES OF INDIA ….17 JUNE 2012

Natarajan

With finance minister Pranab Mukherjee most likely to become India’s 13th president next month, here’s some little known trivia about the probable Raisina Hill resident:

1. He is 5 feet 1 inch tall.

2. He’s been a college teacher in his public career.

3. His parliamentary career began in 1969 when he became a member of the Rajya Sabha from the Congress Party.

4. Apparently, he doesn’t know Hindi and has said that it’s one of the reasons why he cannot become PM.

5. Euromoney magazine rated him as the best Finance Minister of the World according to a survey in 1984.

6. He has presented seven budgets till now.

7. He has been writing a diary for the past 40 years chronicling everything he’s seen in his life but apparently these writings will be published posthumously.

8. He’s known to be a voracious reader and he usually starts reading three books simultaneously.

9. He is inspired by Chinese politician Deng Xiaoping.

10. In October 2010, he was quoted as saying, “We don’t have any holiday, we don’t believe in any holiday. But sometimes I meet my family members during Durga Puja in my village home. That’s the time when most of my family comes home. That is what you can call a holiday or vacation or whatever nomenclature you may like to give, except that I don’t take a break.”

11. He believes in Goddess Durga. It’s also said that he fasts during three days of the Durga Puja.

12. He has been married for 55 years.

13. In a recent interview, he said that he loves to walk in the morning, adding, “I take 40 rounds of my lawn measuring 90 metres, which, I am told, makes about three-and-a-half kilometers.”

14. He is known to work an average of 18 hours a day and often well into the night.

15. His favourite food is fish curry with rice.

SOURCE :::SRI KRISHNA SWEETS CALENDER …CHENNAI…BESIDES SHOWING DATES AND DAYS , SKS CALENDER PROVIDES THIS KIND OF “THOUGHT FOR THE DAY” IN THEIR DAILY SHEET CALENDER….A THOUGHTFUL AND NOVEL SERVICE BY SKS… I READ IT TODAY …17 JUNE 2012.. I AM SHARING IT WITH YOU THRO MY SITE …..

Natarajan

அப்பாவின் வெது வெதுப்பான உள்ளங்கையில் , நம் பிஞ்சு விரல்களை ஒப்படைத்துவிட்டு , சாலையை கடந்தபடி வேடிக்கை பார்த்தோம் …விளையாடினோம் …விரும்பியதை சாப்பிட்டோம் !!!! அப்பா என்பவர் இன்னொரு அம்மா !!!!

* மகனுக்கு தந்தைதான் முதல் ஆசிரியன், நாயகன் , எல்லாம்!!!! வளர்ந்த பிறகு , மகன் தந்தையின் இனிய தோழன் !

* மகளுக்கு தந்தை ஒரு நண்பன்.. வளரும்போது தந்தையே தாய் ….வளர்ந்தபிறகு, மகள் தந்தைக்கு தாய் !!!!

*குடும்பம் என்னும் இசையின் சுருதி தாய்…லயம் தந்தை….ராகங்கள் குழந்தைகள் !!!!

* நமது கனவுகளை நிஜமாக்கி தருபவன் தந்தை ….நிறைவேறாத தனது கனவுகளை நம் மூலம் நிஜமாக்கி

பார்த்து மகிழ்வான் ஒரு தந்தை!!!!!!!!!!!

*தன்னுடைய குழந்தை மூலம் தான் அடையாளம் கண்டுகொள்ளப்படும் போதுதான் ஒரு அப்பா , தந்தையாகிறான் !!!!

*அறிவு,உடல்நலம், நல்ல வேலை, சமுதாயத்தின் பாராட்டு இவை யாவும் அவன் குழந்தைக்கு கிடைக்க வேண்டும்

என்றுதான் ஓவொரு தந்தையும் விரும்புகிறான் …தினமும் அதற்காக பாடுபடுகிறான்!!!

*தாயின் தியாகம் தீபம் என்றால் , ஒரு தந்தையின் தியாகம் ஊதுவத்தி போல !!!!

* தன்னுடைய மகன் தன்னை மிஞ்சிவிட்டான் என்றால் , அதற்காக மகிழ்ந்து , நெகிழ்ந்து நிற்கும்

ஒரே ஜீவன் தந்தைதான் !!!!!!!!!!!!!!!!!

*இதோ . இன்று முதிய தந்தை ,சாலையை கடக்கும் பொழுது ..ஒரு புறம் மகளும் , இன்னொருபுறம்

மகனும் , தங்களை வளர்த்து அரவணைத்த தந்தையின் கரங்களை தாங்கிக்கொள்ள பணிவோடு தயாராக உள்ளன!!!!