Money Saving Tips From Our Grandparents !!!!

Live within your means
Living within your means is something easily said and a lot harder to follow. To do it, it is just a question of making a budget and spending less than what you earn (net after taxes). The main thing is to focus on your needs, not your wants, because it is easy to let our impulse spending get out of control. In addition, our grandparents certainly knew how to avoid lifestyle inflation. If you have already lived happily with a set amount of money before, why change now? You will not really miss the extra income if you do not get used to it and it is a lot more satisfying to see your retirement account grow.
“Use it up, wear it out, make it do or do without”
This rather catchy phrase was used quite a number of times during the Great Depression and is the perfect counterpart to the word ‘frugal.’
Use it up
As a society that enjoys stockpiling, trying different things and always being dazzled by the next new must-have, it can be hard to shut out all the marketing noise. However, if you’ve stockpiled a whole range of products such as shampoos, use up your stash before trying a new brand or going out to buy yet another 10 on sale.
Wear it out
The best example of this would be an automobile purchase. When you buy a car, buy it until it is absolutely worn out and destined for recycling at the junk heap. Don’t fall into the trap of wanting a new car every 3 years just to keep up with the Joneses.
Make it do
What you have may not be perfect, but if it is able to do the job with a little coaxing, don’t bother buying anything. For instance, let’s say you run out of your favorite brand of ketchup in the house, but you have an old generic bottle that has been sitting around for a while that you don’t really like. Make it do by adding flavorings such as spices to change what you don’t like about it.
Do without
If you simply have nothing that is usable, find a creative way to do use something else. Perhaps you ran out of that commercial fertilizer for your plants. Why not try making your own at home by using egg shells, which are full of calcium, or your old coffee grounds? It would certainly help the environment.
Cook at home
During the Great Depression, eating out was a rare treat. Today, it has turned from a treat to a routine habit, as seen in 2011 where 40.6% of American food budgets in general was spent on eating food away from home. If you must go to a restaurant, at least cut back on how frequently you go. Ask for water rather than an overpriced alcoholic beverage.
Free things
There’s no need to feel like staying at home is a punishment rather than a treat. Our grandparents were just trying to keep food on the table and didn’t have the luxury of big-box malls to shop at. It can be nice to wind down and relax rather than always being on the go. Find free things to do like playing a sport with your friends, trying a new recipe at home, taking a book out of a library, or learning a new skill such as a new language that could potentially increase your earning income in the future.
The bottom line
Being frugal doesn’t mean being cheap, it means being smart with how you spend your money so you are able to save more for your future. After all, you spent a lot of time earning it. Our grandparents know best.
Money saving tips from your grandparents
source::::yahoo finance
Natarajan

Message For The Day….Advice To Students And Youngsters….

Students and youngsters must have challenging attitude towards things and honour physical labour. You must be eager to be of service to those who need it on account of their disabilities. Honour your elders and do not miss any chance of serving or pleasing them. Whatever gives you health and joy, welcome it – but do not lower yourself by indulging in vulgar pastimes. Do not wander aimlessly in the streets or frequent cinema halls and mix with undesirable company, or cultivate bad habits for fun. Remember that you must raise your motherland to great heights through your hard work and effort. When you develop such virtues, the nation will prosper.

 Sathya Sai Baba

Meet Neal Mohan…Google”s $100 Million Man !!!!!

Neal Mohan

Google global vice president for display, Neal Mohan

HE’S not a screamer. He doesn’t like long meetings. He responds quickly to people. His name is Neal Mohan, and he’s the brains behind Google’s display advertising cash cow.

How did a man who started out working for $60,000 a year become a $100 million man?

Mohan worked for internet startups Accenture and NetGravity in the late 1990s after graduating from Stanford with qualifications in electrical engineering. In 2003 he returned to complete his MBA.

His big break came when NetGravity was acquired by DoubleClick, the company he would eventually take with him to Google to drive the world’s biggest online advertising engine.

Mohan brought with him a wealth of knowledge in online consumer behaviour and an innate curiosity. He devised a 500-page powerpoint presentation in 2005 that is still used today as a blueprint for ad work.

That powerpoint presentation alone tripled the value of DoubleClick from $1.1 billion to $3.1 billion, the amount Google paid to acquire the company.

Such was Mohan’s skill-set that Google ad exec Susan Wojcicki put a broom through her department to allow the DoubleClick team to move straight across.

It was a risky move because one of the men Wojcicki let go, Gokul Rajaram, now heads Facebook’s lucrative display advertising team.

But Mohan made good on his word and with hard work and the shrewd acquisition of tools, such as the display platform Invite Media, his team made $5 billion for Google in 2011.

It’s little wonder Google paid him $100 million in stock to keep him from joining Twitter. He’s proving every bit his worth.

So how does a man known by clients as “the quiet assassin” go about his work? Surely he’d slam his fists on tables and terrify his colleagues.

Not according to sources who say he’s “not a screamer”, doesn’t “waste time in meetings” and “listens” to what his clients want.

Oh, and perhaps most importantly, he “doesn’t bullshit”.

Are you taking notes?

source::::news.com.au

Natarajan

Read more: http://www.news.com.au/technology/biztech/neal-mohan-googles-100-million-man/story-fn5lic6c-1226614833332#ixzz2PrZOSEL9

 

 

How to Distinguish Between Confidence and Ego ?!!!

Self Confidence Vs Ego

There is a thin line dividing confidence and ego. Most of the time we get confused and fail to decide whether we are on the right track or our ego is dominating in the guise of confidence. When ego dominates every success turns into failure. One has to be very careful about it. How to distinguish between confidence and ego?-

A man of confidence says that he can do the work and others can also do it; where as a man of ego says that he alone can do it and nobody else can.

A man of confidence always try to encourage and help others in building their confidence, whereas a man of ego tries to curb and discourage others when they try to come up in life.

A man of confidence always attracts people. Even the weak feel confident and elevated in his company. Where as an egoistic person creates repulsion in the minds of people who try to avoid him because of his boastful nature.

A man of confidence appreciates the success of others and shares happiness with them. Whereas a man of ego discourages and humiliates others and feels jealous of the success of others.

There is a joy in working with people of confidence because they are always cheerful and can mix with everybody. In the presence of egoistic people even the man of confidence feel an inferiority complex. They feel nervous to work them.

A man of confidence always commands love and respect whereas a man of ego always demands and expects love and respect.
Confident people are always successful in every field of life because they can conquer the hearts of all by putting their faith and confidence in others and receive all help and cooperation from colleagues and friends. A man of ego always suffers setbacks and failures loosing men and power because of his arrogant approach which adds only to his worries and tensions.

In one word a man of self confidence puts his faith in the inner most Divine self, the source of all power and energy and also feels presence of Divine in everyone while dealing with them whereas the ego-centric person puts his faith only in his mental and intellectual abilities and skills, forgetting the Divine, which operates through mind and intellect out of ignorance. He applies the same standards while dealing with others. He is only aware of the weaknesses and drawbacks and never realizes that the perfect Divine is hidden behind these superficial appearances, which can be awakened by constant training and positive approach.

Source: Dr.E.S.Maheswar & A.V.Ramanatahan

Message For The Day….Lesson Narada Learnt From Gopikas !!!!

Narada, the celestial sage, was once so shocked at the ignorance of the Gopikas, that he volunteered to put them through some spiritual lessons. After coming to Brindavan, he noticed that these cowherd girls who were selling milk or curds were calling, “Govinda, Narayana,” instead of the wares they were selling; so immersed were they in God-consciousness. They did not know that they had sold off all the milk; they still wandered on, calling out the names of the Lord. They had novishayavasana, that is, no wish for sensual objects; and so they had no ajnana (ignorance). Narada concluded that they had no need for his lessons instead he prayed to them to teach him the means of getting that yearning and that vision of the all-pervading Krishna. To conquer egoism, no rigorous system of exercise, breath control or complicated scholarship is necessary! The simple Gopikas, have demonstrated this truth.

 Sathya Sai Baba

Message For The Day….Be Good ..Honest and Well Behaved ….

Be fixed in the consciousness that you are the immortal Atma – holy, pure and Divine. This will give you unshakable courage and strength. Then you will develop mutual love and respect. Tolerate all kinds of persons and opinions, all attitudes and peculiarities. The school, your home, your workplace and the society – all of these are training grounds for tolerance. Each one must be aware of their duties and rights. All relationships must be based on love, and not fear. Only the atmosphere of love can guarantee happy co-operation and concord. Above all, be good, honest and well-behaved. That will make your degrees and achievements more desirable and valuable.

 Sathya Sai Baba

Who, What, Why: What is ‘ungoogleable’?!!!

Google sweets

The word “ungoogleable” has been removed from a list of new Swedish words after a trademark spat. But it raises the question of what can and can’t be found with a search engine.

Today Google appears to be the font of all data.

The idea that something can’t be found online is strange enough to have spawned its own adjective.

The word “ungoogleable” is in the headlines after a dispute between the search engine giant and Sweden’s language watchdog.

The Language Council of Sweden wanted to include “ungoogleable” – or “ogooglebar” – in its annual list of new Swedish words. But it defined the term as something that cannot be found with any search engine.

Google wanted the Swedish translation to be changed to refer only to Google searches, and the Council opted to remove the word altogether to avoid a lengthy legal battle.

The spat raises the question of just what “ungoogleable” means. Or more specifically, are some things still impossible to find with a search engine? And if so, is it a deliberate strategy?

To be ungoogleable might be a blessing  or curse !!!!

source :::bbc.com

Natarajan