Image of the Day….” Light Pillars…” !

Light pillars and aurora over Montana

In one night, nature photographer John Ashley caught contrasting images of two very different light displays in the sky.

More light pillars later that same night - January 3, 2016 - by John Ashley.

Light pillars above a gas station in Columbia Falls, Montana by John Ashley, January 3, 2016. He used a Nikon D750 to capture this image. Visit johnashleyfineart.com

John Ashley in northwestern Montana caught a beautiful display of light pillars (above) – after capturing an aurora earlier that night (below) – on January 3, 2016. He wrote:

Two very different pillars of light showed up to bookend my comet chasing trip during the wee hours this morning. Before Comet Catalina appeared, the northern lights rose over Glacier National Park and reflected nicely in the icy North Fork River, at a balmy minus 4 degrees Fahrenheit [-15 Celsius]. The aurora was visible for less than an hour, faint enough that I could not detect any color with my old eyes. Camera picked up yellow and magenta but none of our most common color, green.

On my 04:30 a.m. drive home, I just had to pull over and photograph the light pillars over a local gas station.

From the Atmospheric Optics website:

Columns of light apparently beaming directly upwards from unshielded (and wastefully polluting) lights are sometimes visible during very cold weather. Plate shaped ice crystals, normally only present in high clouds, float in the air close to the ground and their horizontal facets reflect light back downwards. The pillars are not physically over the lights or anywhere else in space for that matter ~ like all halos they are purely the collected light beams from all the millions of crystals which just happen to be reflecting light towards your eyes or camera.

Perhaps even more commonly than light pillars from artificial lights, people also see sun pillars. Read more and see photos of light pillars and sun pillars here.

Aurora over Glacier National Park, Montana, by John Ashley. January 3, 2016.
Bottom line: Light pillars over Columbia Falls, Montana, and an aurora over Glacier National Park, Montana, on January 3, 2016.
Source…www.earthsky.org
Natarajan

Message for the Day….” Understand What is Culture …”

Many do not invest time to understand the sacredness and value of their culture. ‘Culture’ means that which sanctifies the world, which enhances the greatness and glory of a country, and which helps to raise the individual and society to a higher level of existence. The observance of morality in daily life, divinisation of all actions and thoughts related to life, and adherence to ideals – all these together constitute culture. Culture contributes to the refinement of life. The process of refinement or transformation is essential for improving the utility of any object. For instance, paddy has to be milled and the husk has to be removed before the rice is fit for cooking. This is the process known as Samskriti or transformation. This means getting rid of the unwanted elements and securing the desirable elements. With regards to people, Samskriti (culture) means getting rid of bad qualities and cultivating virtues. A cultured person is one who has good thoughts and good conduct.

Sathya Sai Baba

Beautiful Words About Love ……….

 

When it comes to love, it’s hard to express true feelings with words. One can only try and mimic the wonderful, aching emotions of love and devotion. Nevertheless, words sometimes lead us to understanding love a little better. I hope these words fill your day up with some sweetness.

love

 

love

love

 

love

love

Source………www.ba-bamail.com

natarajan

inspiring lessons to be learnt from street food vendors……….

Before starting a new company, perhaps you should visit your nearest food stall for some quick inspiration. Here’s why.

As I travel across Bangalore and other cities attempting to discover interesting street food and local eateries, I am often struck by the creativity, innovation, and business sensibilities that some of the owners exhibit.

From humble tea stalls catering to actors and politicians to trained fine dine chefs, many owners bring extensive knowledge and an inspiring spirit of entrepreneurship to their eateries.

Here are some of these inspiring stories and what they’ve taught me.

#1. Don’t let the world dictate what you can do

Sharon Tea Stall

Daniel D’souza, the owner of Sharon Tea Stall in Bangalore, didn’t want to run just another tea stall.

So he decided that there was no reason why the more exotic teas should be available only in fancy tea parlours and out of the reach of an everyday person on the road.

Sharon Tea Stall in Indira Nagar is a full-fledged tea parlour in the garb of a small street-side shack that serves a wide variety of interesting teas.

No wonder then that his clients include actors and politicians from across the state, something he proudly displays through photographs at the tiny stall.

Try stuff that hasn’t been done before even if you’re unsure of succeeding.

#2. Do something unexpected. Then expect it to create stickiness

Simple creative differentiators can be used to transform products from also-rans to pack-leaders, and often a small tweak within existing boundaries can result in starkly different products that are bound to attract attention.

One momo vendor decided that plain white momos are passe.

So she transformed them into colourful bites using natural food extracts from beetroots, carrots and spinach. Now that’s creative!

Momos

3. Where there’s a will, there’s a way

A vendor selling sundal, the popular South Indian snack made with chickpeas, wanted to ensure that the food is both moist and steaming hot. Not an easy task to achieve, given the push-cart he was selling out of.

So he built a simple section below the cart to house a pot of water on a stove. The steam from the boiling water comes up through the holes on the cart platform.

When a customer draws up, he simply spoons the required quantity of sundal onto the holes so that it is infused with steam making it moist and piping hot.

A similar example is of a chicken seekh kebab stand at 27th Main Road, HSR Layout.

Here’s a photo shot of the crank-shaft-operated open grill that he conceptualised to keep the coals fired. Indian jugaad at its best!

Crank shaft operated open grill

#4. Limited variety, unbeatable quality

Just recently, I was introduced to small bhajji or pakora vendor in a popular market in Gandhi Bazaar, Bangalore.

He sells a simple variety of bhajjis made out of capsicum, raw bananas, potatoes and green peppers.

At the cost of pricing his bhajjis 50 per cent above market rate, the vendor, Praveen ensures that he only uses the best vegetables.

Each of the bhajjis is the same size and each vegetable he uses is fresh.

That’s also the case with many other street food vendors — they do not compromise on quality, which explains why they have stayed popular for decades.

#5. Service with a smile, always

Ravi

With the crowds that Ravi’s Gobi van attracts, it could be easy to be a little impatient at times.

But the one thing that regular customers love about Ravi (pictured above), apart from the delectable Chinese fare he churns out of his food van at one corner of the Banashankari BDA complex in Bangalore, is his constant smile and polite demeanour even when he is answering irate customers.

A perfect example of winning service orientation.

#6. Apply existing concepts differently

Who said pizzas are to be eaten only in fancy chains or that soup can be had only at sit-down restaurants?

Kumar, an erstwhile chef with Little Italy, has designed a pizza van which sees regular crowds relishing pizzas and garlic bread.

Meanwhile Vallarmati serves three different soups everyday complete with condiments, from her simple soup cart in HSR Layout, Bangalore.

#7. Choose a niche and be the expert in it

 

Revathy, a food and nutrition student, realised that street food hardly catered to people with health issues such as diabetes.

So she developed special recipes using sprouts, green gram and bitter gourd

which she retails from her small eatery in Malleshwaram, Bangalore.

Recipes with sprouts

8. Build something that customers love. And then sit back to enjoy it. More is not always better

This was a recurrent theme across Goa where work takes on a different meaning altogether and living a good life is about having the bandwidth to do the things one enjoys and spending time with friends and family.

Many a popular eatery owner makes a well thought through choice about business hours and expansion keeping this in mind.

The author Maheima Kapur is founder and CEO of Talking Street, a start-up that helps find the best street and local food in different cities. She was earlier with Unilever and Tata, and studied at IIM-B and SSSIHL. She can be followed on Twitter at @maheima

Source……..Maheima Kapur….in http://www.rediff.com

Natarajan

9 personal finance mistakes to avoid….

All of us have made these mistakes, so let’s begin by seeing how many of them we can avoid/minimise…

I am normally a person who likes to say ‘be careful’ rather than say ‘do not break it’. The mind always sticks to the most important word — so the ‘break’ sticks in our head. However there are a few mistakes that I have been seeing and hearing from IFAs, websites, etc. and think it is necessary to summarise them in one place.

1. Optimism

This is a lovely thing to have, except when it comes to investing. When people invest in equities they have some outlandish expectation — say 28 per cent CAGR (compounded annual growth rate) or 17 per cent CAGR. No clue who gives them such ‘lofty’ expectations. Yes, some of us have got it in the past, but hey we have perhaps just been lucky.

A Rakesh Jhunjhunwala or a Vallabh Bhansali have got much higher returns, but you have no clue about the efforts and team work that has gone behind all this. A Naren Sankaran (Of ICICI) or a Motilal Oswal is perhaps capable of getting far better returns, but their risk taking capacity and sheer size of funds managed puts a huge limitation to the returns.

So please temper your expectations.

Just because you expect less it does not mean you will not get it. Keep your expectations at a far more realistic 20-25 per cent OVER PPF returns — so if you get 8 per cent in PPF, expect to earn about 10-11 per cent over a long period of time, tax free. It can do magic to your portfolio over say 50 years like it has done for some of us early starters.

2. Risk and return

The fact that you take more risks DOES NOT MEAN YOU HAVE TO GET greater returns. It is not your RIGHT; it is just that the odds favour you. If it were so certain, there would be no risk at all. Long term can mean really long term — say 13 years and you may have just lost patience after 12 years and 5 months.

Be very clear that for goals that are 7-8 years away equity is a good investment, but you will need a back up plan just in case it backfires.

3. Consumerism

Buying every shiny thing on the store shelf or on Amazon and Flipkart are not the way to create wealth. When you feel like buying something, wait. Think of the last 5 items that you bought and what you did with that. Clearly the manufacturer and the shop keeper want you to buy all that is made and displayed. It is up to you not to do so.

Investing more and for a longer period is the only route to a great portfolio.

4. Complications

Planners love to complicate things, ignore complex plans. Simpler plans are far superior.

5. Inertia

Good and noble intentions will not protect your family or create wealth for you. So get off your backside and get that term insurance, medical insurance, provident fund nomination form, …NOW and start your investing programme, NOW.

If you do not believe this, see the amount of money lying in bank deposits, savings banks, post offices around the country!

Even better see your own savings bank account and see how much of interest has been credited. Kickass start.

6. Impulsive actions…

…while in spending, investing, saving, eating and health issues only lead to pain later on. Learn some meditation and act in leisure. Relax, do not get bullied by bankers, contractors, salesmen, cousins, friends, television experts — by anybody.

Collect all the data, and then sleep over it for a day. Take a decision after a few hours, preferably 24 hours. Do not believe the agent who says “this scheme is closing…” Some agents have been using it for the past X number of years and doing it very successfully. When you have the money, a new scheme is born every day. Usually in a better form.

7. Ask

Ask the people who know before you invest. Parachutes are to be on your back BEFORE you eject from the plane, it cannot be sent to you mid air…

8. Greed

If you have invested in 50,000 shares of a company at Rs 30 a share and the price goes up to Rs 50 in two weeks time, great. Partial booking — of say 1000 shares every time a share jumps an X per cent is not a bad idea at all.

It is only the owners who can ride a share from its start to eternity — like a Premji or a Narayana Moorthy can/ will do. Yes there are many theories here, but hey, greed kills more than it makes you go. Be careful.

9. Mess

Do you have 40 items in a portfolio worth Rs 1 crore? You are a mess. You need to have no more than five. Okay make it 8, but not more. So please prune the mess, and clean it up.

Source………P V Subramanyam in www. rediff.com

Natarajan

 

Message for the Day…….” Hearts filled with the nectar of love indicate genuine humanity in people “…..

Humans are those who consider love as the only quality to be fostered and stay away from inferior qualities as if they are snakes. Bad conduct and bad habits distort the humanness of people. Hearts filled with the nectar of love indicate genuine humanity in people. True love is unsullied, unselfish, devoid of impurity, and continuous. The difference between human(manava) and demon (danava) is only ‘ma’ and ‘da’! The letter ‘ma’ is soft, sweet, and immortal in symbolism, while the sound ‘da’ is merciless, lawless, and burning. Are they humans who have no sweetness in them and who endeavour to suppress the craving for immortality? Theirs is the nature of demons, though the form is human! For, it is the character and not the form which is primary. Good nature is resplendent on the faces of true humans as bliss (ananda). But without that goodness, even if they are infatuated with joy, the face will indicate only the destructive fire of the demon; they won’t have the grace of spiritual bliss.

Sathya Sai Baba

This Giant Indian Railway Bridge Is Going to Be the Highest of Its Kind in the World !

You might have seen many extraordinary marvels of engineering. But this project will definitely make your jaw drop.

chenab bridge

We’re talking about the massive single-arch bridge being constructed over the Chenab River, between Bakkal and Kauri in Jammu and Kashmir.

chenab bridge

The bridge is 1,315 meters long, 359 meters high, and will be the tallest railway bridge in the world.

chenab bridge

Quick fact: It will be 35 meters higher than the Eiffel Tower!

chenab bridge

Located at such steep slopes, one can only imagine the level of skill it took to design and construct this engineering masterpiece.

Watch this video that explains the mind-blowing construction of the bridge and how India is creating a masterpiece that is one of its kind in the world.

Source……..Shreya Pareek  in http://www.the betterindia.com

Natarajan

Message For the Day…” The path of dharma mandates that you give up hatred against others and cultivate mutual concord and amity…”

Whatever you are dealing with, you must first grasp its real meaning. Then, you have to cultivate it daily, for your benefit. By this means, wisdom grows and lasting joy is earned. The two basic things everyone must be super clear are dharma and karma (action). Righteousness(Dharma) has no prejudice or partiality; it is imbued with truth and justice. So if you choose to adhere to dharma, you must see that you never go against it. It is wrong to deviate from it. The path of dharma mandates that you give up hatred against others and cultivate mutual concord and amity. Through concord and amity, the world will grow, day by day, into a place of happiness. If these practices are well established, the world will be free from disquiet, indiscipline, disorder, and injustice. The wise, who are impartial and unprejudiced and have resolved to follow Dharma, must walk on the path of truth (sathya).

Sathya Sai Baba

“Periva’s Miracles- Always race with the time-Living example “

Periva’s Miracles- Always race with the time-Living example 

I wish to inform to the members of Periva forum, devotees of Maha Periva and readers of my post that my son, who is at Australia with his family, has reached Chennai after floods on 10th of this month. (December 2015). This is his annual visit to Chennai to take care of us every year.

After a couple of days, my only son Mr.Bharath and his wife Sow. Lakshmi wanted to go out for lunch to some good hotel along with me and my wife. I should make special mention about my small family members and their unmatched character and attitude in a short statement.

 My only son Mr.Bharath, who Exemplify the relation-ship between parents and children and we are fortunate enough to have a son like Bharath.

 My only daughter in law Sow. Lakshmi not only Lakshmi by name but Goddess Lakshmi in real sense to our sweet home.

 We are also blessed with a granddaughter by name Kriti who equals all aishwaryam to our sweet home.

Thanks to Periva’s Grace. 

We all started, on 13th December 2015 (Sunday) after noon at 12.00 Noon and reached a well reputed and posh star hotel. We all had nice time and very good lunch. The occasion was like a get together of our family after two years. All possible selfee were taken and we could reach home at 4.00 P.M. As everyone was tired, we all retired for sleep at 9.00 P.M.

Next day morning, my son got up from sleep and he was not comfortable. He was complaining of nausea and vomiting along with stomach pain. The excruciating pain was escalating every second and he said that that the pain was unbearable and he did not feel like having his Tiffin.

The pain was too much at 8.45 A.M. Myself and my wife were mentally disturbed and we did not know what to do. I am also a paralytic stoke patient and could not go out to reach any doctor. I immediately went to Maha Periva and prayed for my son’s sufferings. I prayed and took some “Vibhuti” from Maha Periva and put some Vibhuthi in my son’s mouth and applied little on his forehead also.

He slept for 10 minitues and exactly at 9.00 A.M. he came to kitchen and asked me to prepare doshas for him. I enquired about his stomach pain and he said that he is relieved of all sufferings including stomach pain. Absolutely, no traces of pain or any sufferings from 9.00 A.M, thanks to Maha Periva for HIS instant reply to my prayer.


I am sure that the experience of mine in my son’s case is a living example for the devotees of Maha Periva. Our faith on Periva never let us down in problems and crisis. Still HE is living among us and take care of devotees at all times.

What a way Maha Periva gave relief to my son. The treatment of Maha Periva is always very much clinical in nature. Even medicines may take some time to give relief or cure a disorder But Maha Periva’s blessings out beat even time.

Periva’s blessings are always  
Racing with the time, 
In serving the devotees needs. 

Read more: http://periva.proboards.com/thread/10884/periva-miracles-race-living-example#ixzz3wZkSJ99X

Source..

Gayathri Rajagopal in http://www.periva.proboards.com

Natarajan