Message for the Day…” Time to shed your ego and greed …”

Sathya Sai Baba

Egoism and greed are still rampant; hatred has not abated and envy eats into the vitals of society. There is no dearth of scriptural books telling you how to be free from grief. All sacred and holy books including Gita, Bhagavata and Ramayana are available in all languages at a very low cost and most books are sold in more than thousands of copies per day; but there is nothing to indicate that they have been read and assimilated. The breath of the mouth must give an inkling of the food partaken, is it not? But the habits, the conduct, the character of the readers of these books have not undergone any change for the better. Hence each of you must examine your own mental make-up and evaluate whether you have used your discrimination and worldly knowledge to clothe yourself in detachment (vairagya),so that you do not suffer from attachment to things that will fade away.

 

9 hard truths about money ….your successful friends won’t tell you….

We all have those friends who seemingly cruise through life, never stressing about money or success, and somehow always have plenty of both.

They have retirement plans, businesses and time to climb mountains or run marathons. Basically, they’re really annoying.

For others, failing to save, going deeper into debt and generally stressing about life is the norm. if you’re wondering what those successful friends of yours are thinking — but not saying — about your money habits, keep reading.

1. You need to budget.

You know the guy who you’re always hitting up for money until you get your paycheck? Well, he’s thinking that you would benefit by creating and sticking to a budget. Fortunately, making a budget is as easy as clicking a mouse.

“Find an app or system that works well for you such as Mint, You Need A Budget or just an Excel spreadsheet,” said Kate Holmes, a certified financial planner (CFP) and founder of Belmore Financial. “Import the last few months of all checking, debit and credit card transactions and see where things are at. You’ll likely be surprised by some of the category totals.”

“Ask yourself how much happiness each item brings. You may find some unnecessary spending you can easily cut out,” she said.

Here’s a strategy she recommended: 50% of your take-home pay goes for food, housing and other necessities; 30% for discretionary spending; and 20% toward paying off debt and building savings. Of course, any money-savvy friend will also tell you that making a budget is easy. Staying with it can be challenging.

2. You don’t save enough.

We all want to retire someday, right? Well, the bad news is most of us won’t be retiring in style if we only rely on Social Security benefits to live. The average Social Security recipient in 2014 got only $1,300 a month. Those golden years are starting to look tarnished already.

So what can you do? Save in your workplace retirement plan and take advantage of your employer’s matching program, said consumer finance expert Kevin Gallegos, vice president of Phoenix operations for Freedom Financial Network. He recommended saving 10 percent to 15 percent of your gross pay for retirement. If you can’t swing that, start with what’s manageable for you.

3. You have too much credit card debt.

The financially savvy see credit cards as a convenience, not a bank account from which to draw. The average credit card interest rate stands at 13%, meaning that everything you buy, from dinner out to a flat screen TV, will cost you 13% more if you don’t pay it off immediately.

That’s why a good friend would tell you to avoid using credit cards except in emergencies. “Few, if any, investments will return as much,” said Gallegos. “Having no credit card debt provides a financial cushion itself.”

So the next time you whip out that Visa to fund your latest impulse buy, add in the interest costs and reassess whether it’s really worth it.

4. You never consider the opportunity cost.

Here’s something that most people know but only the financially savvy apply: Every purchase has two costs. One is the price you pay for a product or service. The second is what you’re giving up when you make that purchase, or in other words, its opportunity cost. You bought the shoes but now you can’t afford the dress or that contribution to your IRA this month.

Billionaire investor Warren Buffett often quotes his friend and partner, self-made billionaire Charles Munger, when speaking about opportunity cost. They see their biggest business mistakes as missed opportunities that kept them from making more money. They call them “mistakes of omission.” They didn’t invest in something when they should have, or they weren’t able to because their money was tied up in another investment.

So what will those shoes cost you in the long run?

5. You give up too easily.

If you weren’t born rich, then you will have to work hard for your earnings and adopt a steadfast attitude that could translate into wealth. “Look at every successful person across a wide spectrum of industries and activities,”  said John Mulry, a GKIC certified business advisor. “All had their obstacles, demons and downfalls, but their desire to succeed and ability to overcome was greater than anything else. They were willing to stop at nothing to achieve.”

Most friends don’t want to tell you that you’re a quitter. So you might have to make the hard call, which is something only winners do. Call it the quitter’s paradox.

6. You eat out too often.

Who doesn’t love to stop at Starbucks for morning coffee, then go out to lunch with colleagues, and later grab a get-me-through-this-day Frappuccino? But do you know what you’re brown-bagging friend at the next desk is thinking? “That’s a waste of $25.” One medium Starbucks a day, five days a week, will set you back about $1,100  per year.

Take note: It costs as little as 27 cents to brew a cup of coffee yourself. If you add milk and sugar, the cost climbs to 75 cents. You still just saved more than $900 a year. How does that Starbucks taste now?

7. You don’t have a clear financial goal.

So you have a friend who runs marathons, climbs mountains and made a million before he turned 30. The first thing he’d tell you is that you need a clear goal to accomplish anything and to manage your money.

“It’s very hard to get where you’re going without knowing where you want to go,” said Gallegos. “Similarly, it’s very hard to save without setting goals. Those goals might include retirement, a vacation, a new piece of furniture, a child’s education or time to train for a marathon.”

Whatever the goal, write it down. Then budget for it. If you get stuck, call your buddy who climbed Mount Everest for advice.

8. You need an emergency fund.

Life has a bad habit of throwing curve balls in the form of emergency car repairs, unexpected medical bills, surprise household repairs and so on. Your friends might be thinking, “Does this bozo not expect anything bad to ever happen?”

Whether it’s a job layoff or worse, you want to ensure you can cover all necessary expenses for three to six months, said Holmes.

9. You spend too much on trends.

You know your friend with the iPhone 4, the Old Navy jeans and the stupid TV? She’s wagging her well-funded finger at your trending Apple Watch, $300 jeans and genius TV.

The trick is to cut down on the impulse buys and in general trust your gut. You know when you’re being indulgent. If not, invite that friend with the ancient iPhone when you go shopping.

Another great trick to curb spending, said Gallegos, is to pay with cash. Two things will immediately happen. It will be much more inconvenient and you will get a very real feel for how much you are truly spending. Gallegos cited research that found that people who pay with cash instead of credit or debit cards typically spend 15 to 20% less. That’s retirement savings money, baby.

Keep Reading: Why Dave Ramsey’s Cash-Only Policy Is Genius for Saving Money

Read the original article on GOBankingRates.Copyright 2015.

Source….www.businessinsider.com

Natarajan

Top Ten Positive Words and Expressions…

Positivity is perhaps the most desired of feelings. We feel unhappy because of all sorts of matters, but little do we realize that we’re missing out on something very minor, but extremely profound. It is not only important to be aware of the words we speak, but all the more the ones we don’t.  Add the following positive words to your vocabualry and you will see how they are actually the simplest words you will ever need to remember.

10 Positive Words You Should Be Using More Every Day-

A sense of community forms a large proportion of our overall cause of happiness, and how much we cherish it depends on our actions. When you’re in public, there’s no harm in smiling at people and saying a simple “Hello“, when it’s possible. By doing this, you will be prolonging your social bonds rather than neglecting them.

10 Positive Words You Should Be Using More Every Day-

No one knows what the future holds, but hope is the only thing we have that connects us to it in the most positive way possible. Once we have that, we are more trusting of whatever comes our way, and people will see your optimism shining through from the inside. This also creates good vibes with the people we meet, hence spreading more positivity. Don’t forget to use this word as a key for giving good advice.

10 Positive Words You Should Be Using More Every Day-

Remind yourself that there is  a solution to everything. Nothing is as bad as you think it is – if it diverges from your expectations, it doesn’t mean you won’t work your way through it. Using “good‘ or “great” enhances your sense of positivity, and besides, they surely sound better to people’s ears rather than a frank “but”.

10 Positive Words You Should Be Using More Every Day-

There’s nothing wrong in wondering about stuff. Having thoughts and questions popping up in your head is absolutely normal. Asking “how” means that you are interested in something, you want to learn, and you want to challenge yourself. As long as it is used for good intentions and in reasonable frequencies, this word can make you seem that you’re taking the initiative in something positively, as in for instance: “How does this work?” or “How can I help?”.

10 Positive Words You Should Be Using More Every Day-

Things can not simply be good, they can be much more than that! In this situation, we would want to express our excitement about what is turning out to be great in whatever we are doing. This is why words like “awesome” and “excellent” are vital for one’s daily vocabulary. Remember that everything can be excellent, if we rightfully decide it is so!

10 Positive Words You Should Be Using More Every Day-

Show that you can give a “yes” now and again. This doesn’t mean you should accept everything you come across, but adopting a ‘yes’ attitude towards life and its opportunities will make others realize you have a strong and reliable character. Avoid too much of ‘no’ and ‘I don’t know’ in your answers and decisions – look at the bright side and open your mind to other options – there’s always room for a ‘yes’.

10 Positive Words You Should Be Using More Every Day-

Where has your enthusiasm gone? Have you forgotten how to be awed at something? Idealism is a nasty tendency that blocks the possibility for a meaningful “wow“. Don’t keep looking into how much better something can be, appreciate that it’s already amazing enough and that what is yet to come is something thrilling! Look for the opportunities that make you say ‘wow’ – you’ll realize how many of them we come across every day but never notice.

10 Positive Words You Should Be Using More Every Day-

We sometimes forget to say the most profound word of all. Let people know how important they are to you by saying the special three-word sentence – “I love you“. Very often, we know it deep down but we fail to say it out loud. Love is something that grows, but also something that can be lost terribly quickly. So before you regret it, spread the incredible feeling within you with your friends, family, and partner in life, not only in words, but also in actions.

10 Positive Words You Should Be Using More Every Day-

Appreciation and gratitude are the greatest gifts of fulfillment you could ever give to anyone. Nothing beats a kind feedback like areward and letting someone know they have done something special. When you use “thanks“, people will feel more significant and respected when around you. Maybe you might realize there are some people in your life to whom you owe a big thank you. Let them know this now before it’s too late, and make sure you put a smile on their faces. You will feel lighter and happier yourself upon doing it.

10 Positive Words You Should Be Using More Every Day-

Finally, don’t forget “me“. Remember: it’s ok to think of yourself a little more often. Think of how you are feeling and what makes you feel better. When we reflect with ourselves, we like to look at our flaws. Rather than doing this, create the opportunity to feel good about yourself, observe your improvements and know what your skills and talents are. No one will ever know them better than you do. Apart from this, never forget that in order to make other people happy, you need to find happiness within yourself.

Radiate your happiness now, by sharing these positive thoughts with your dear ones.

Source….www.ba-bamail.com

Natarajan

Message for the Day…” Light the Lamp of Spiritual Wisdom to understand the Reality of Life…”

Sathya Sai Baba

One cannot escape from disquiet as long as the fundamental ignorance persists; mere change of occupation, prompted by the desire for more comfort or the need for satisfying some passing likes will not give lasting satisfaction. It is like hoping to improve matters in a dark room by a mere readjustment of furniture. Instead if a lamp is lit, passage across the room is rendered easier even without readjusting furniture. There is no need to interfere with the furniture at all. So too, in this world, it is difficult to move about truthfully, correctly, and peacefully without knocking against some obstacle or other. How then are you to succeed? Light the lamp of spiritual wisdom (jnana)! Let it reveal the reality! That will solve all the difficulties. You may claim that you live according to dharma, but have you evaluated if your acts are done in a spirit of dedication to the Divine? If so, they will authentically be stamped as‘dharmic’.

” Message in this video clip is Lot deeper…”

A Pup’s Love: Watch The Touching Loyalty of this Dog

There is a reason why dogs are labelled man’s best friend. They provide us with companionship, protection and are loyal to the people that love them until the very end. This video reflects just that. This dog’s best friend was his owner, he would follow and eagerly wait for him anywhere he went, even when the ambulance showed up, his dog never left his side – but, the message in this video is a lot deeper. Take a moment to watch this touching clip. How did you respond to the message at the end

 

Source….www.ba-bamail.com and www. youtube.com

Natarajan

A Lovely Little Ancedote About Gandhiji….

Gandhi …   A lovely little anecdote about one of life’s more interesting characters …cid:3BB2EBB9039A47DBA24F3A901B99E3F5@homeca5fe1f73f

When Mahatma Gandhi was studying law at the University College of London, a professor by the name of Peters disliked him intensely and always displayed animosity towards him.  And because Gandhi never lowered his head when addressing him, as he expected, there were always “arguments” and confrontations.

One day Mr Peters was having lunch at the University dining room when Gandhi came along with his tray and sat next to him. The professor said,”Mr Gandhi, you do not understand. A pig and a bird do not sit together to eat.” Gandhi looked at him as a parent would a rude child and calmly replied, “You do not worry, professor. I’ll fly away,” and he went and sat at another table.


Peters, red with rage, decided to take revenge on the next test paper, but Gandhi responded brilliantly to all questions.  
Unhappy and frustrated, Mr Peters asked him the following question:  “Mr Gandhi, if you were walking down the street and found a package, and within it was a bag of wisdom and another bag with a lot of money, which one would you take?”  
Without hesitating, Gandhi responded, “The one with the money, of course.”  Mr Peters, smiling sarcastically, said, “I, in your place, would have taken the wisdom.”  Gandhi shrugged indifferently and responded, “Each one takes what he doesn’t have.”


Mr Peters, by this time, was fit to be tied. So great was his anger that he wrote on Gandhi’s exam sheet the word “idiot” and handed it back to him.  Gandhi took the exam sheet and sat down at his desk, trying hard to remain calm while he contemplated his next move.  A few minutes later, Gandhi got up, went to the professor and said to him in a dignified but sarcastically polite tone, “Mr Peters, you autographed the sheet, but you did not give me the grade.”

Source…..input from a friend of mine

Natarajan

” Thank You God…”

Today, I want to take a moment to say ‘Thanks Be to God’. Today, I want Him to know how grateful I am, for all that I have encountered in my life: the people that have given it more meaning, the opportunities that I have learned much from, the challenges that I have had to overcome, and for each new day that I awake, and am given the opportunity to live my life once again. Thank You God!

Thank You God

Thank You God

Thank You God

Thank You God

Thank You God

Thank You God

Thank You God

 

Thank You God

Thank You God

Source…www.ba-bamail.com

Natarajan

Message for the Day…” Practice Concentration and it will stand you in good Stead…’

Sathya Sai BabaWhen people complain that they cannot concentrate, I laugh, for even the driver of a car is a master of the art of concentration. The taxi driver does not pay heed to the chatter from the seat behind or to the radio. He is watching the road ahead with single-pointed attention. If you have earnestness and faith (shraddha), more than half the battle is won. That is why, Krishna asks Arjuna, “Have you listened to what I have said with one-pointed attention?” Arjuna, even in the midst of the opposing armies in the battle-field, affirmed he listened to the words of the Lord with keen concentration. Practice concentration and it will stand you in good stead. Also, do not mistake the technique for the goal; do not lose your way in the tangle of scholarship. Scholarship and learning are only the means for the mastery of the Mind, to turn it from the Creation to the Creator.

 

” Even in Difficult times, You Must learn to Trust Yourself …”

‘In June 2014, I got placed as associate software engineer at Quickr for a monthly salary of Rs 1 lakh.

‘Back in my village, my grandfather could not believe that I could earn so much.

‘I had to show him my bank passbook to convince him I was doing well for myself.’

Anup Raaj, 23, describes how Super 30, a free IIT-JEE coaching institute located in Patna, Bihar, changed his life.   Divya Nair/Rediff.com listens in.

Anup Raaj in his clay house

I come from a small village called Chenw which is located in the Aurangabad district of Bihar.

Ours is a joint family… our clay house is shared by 22 people.

I have two elder brothers; I am the youngest.

My father, Rampravesh Prasad, had a bachelor’s degree in history; he was one of the most educated persons in our village.

After completing his education, my father could not take up a teaching job nearby so he chose to work on our family farm, helping the family grow paddy.

Growing up years

Anup Raaj studies in his clay house

Anup Raaj studies inside his clay house in Chenw. Photograph Courtesy: Anand Kumar

Like all other children in my village, I never went to a school until Class 5.

Chenw used to be a Naxalite area. There was no functional primary school in the village.

When I grew older, I learned that the only primary school in our village was shut down by the Naxals.

A group of five-six prominent people in our village had joined the Naxal movement and they had warned the teachers to stop coming to the school.

They wanted more people to join their movement against the government.

This group did nothing productive — they would just gather near the temple grounds, do some performances and make speeches.

Since going to school was out of question, young kids spent their childhood helping their families in the farm.

We would kill our time playing goli (a game played with marbles).

I was good at it and had a collection of close to 1,000 marbles.

My father, however, insisted his children should have basic education.

Every time he went to Rafiganj, the nearest town, he would buy second-hand textbooks and teach us basic mathematics and grammar at home.

Sensing my willingness to learn, my father decided to approach one of his friends who worked at the Jain Missionary School in Rafiganj.

Usually, the school management would not enrol non-Jain kids but my father’s friend managed to convince the authorities to consider my case.

It helped that I was smart for my age — I could solve basic mathematical problems and understand grammar.

I was admitted into Class 5 at the age of 10. This was in the year 2002. I studied there for a year.

Anup Raaj crawls out of his house in Chenw

Anup crawls out of his house in Chenw which was shared by 22 people. Photograph Courtesy: Anand Kumar

When you are living in a village, you can survive even with one square meal a day, but the day you send your children to school, your family will start feeling the pinch of expenses — books, uniforms, etc.

After I joined school, I could not work on the farm because I had to study, attend school, do my homework…

In 2003, I directly applied for admission into Class 7 at Ranibrajraj High School, Rafiganj.

I was asked to take a test in mathematics and I stood fourth in the exam. I was enrolled into Class 7.

During this time, I decided to help my family.

I started taking home tuitions in Rafiganj.

There were about three to four students and I would get Rs 250 per month, per student, to teach all the subjects.

Fortunately, the school I went to was funded by the government which meant I paid a nominal Rs 10 per month as the school fee.

Everything was going smoothly until, in August 8, 2006, my father left home never to return.

He did not leave behind a note or message.

We searched for him everywhere, at all possible places.

We registered a missing complaint at the police station too.

The incident shattered us.

My mother stopped going to work. She would cry and pray all day, hoping my father would return home.

I was in Class 10 and could not focus on my studies for at least four months.

I kept hoping he would return soon and our lives would get back to normal, but the day never came.

Meanwhile, since we were living in a joint family, my grandfather and relatives started feeling the financial burden and indirectly conveyed to us that they would not be able to help us for long.

We realised that we would have to fend for ourselves financially.

Taking over responsibilities

Anup Raaj with his mother

Anup with his mother in Chenw

I went back to taking home tuitions.

It was a challenging time for my family. It wasn’t easy to accept the fact that our father had left us and gone, just like that.

My friends and teachers from school helped me get through the dark phase and focus on my studies so that I could prepare for the board exams.

My hard work paid off and I ranked No 15 in the state examination conducted by the Bihar School Examination Board.

For the first time, I felt there was hope for me and my family.

Travelling to Patna

I scored 84.8 per cent in Class 10 and secured admission at Gaya College in Gaya, Bihar.

Gaya is 40 kilometres away from my village.

I would leave home at 7 am and take an express train from Rafiganj.

I would reach Gaya by 9 am and walk for about a kilometre and half to get to my college at 10 am.

After college, I would take tuitions in Rafiganj and return home late in the evening. It was tiring but I did not have a choice.

The home tuitions took care of my college fees — Rs 1,300 per year.

Joining Super30

It was in Gaya that I learned more about engineering as a career option from my friends and seniors.

I had noticed numerous posters advertising JEE and medical entrance coaching in Gaya. But the fees for these private coaching centres were too high. I could not afford it.

I did not want to pursue medicine, so I decided to study without attending any coaching classes and appear for the JEE in 2009.

I scored three marks in JEE Chemistry that year.

Since I was from the Hindi medium, I could not understand most of the questions; the paper was set in English.

It was my first attempt and I realised I wasn’t well prepared.

After writing my Class 12 examination in April 2009, I had the opportunity to visit a Janta Darbar held by chief minister Nitish Kumar.

I drafted a letter detailing my financial condition and requested him for financial aid to pursue engineering.

When I took the letter to the party office, one of the workers suggested I meet Anand Kumar of Super 30.

I waited for the exam results. I scored 81.80 per cent, topped the district and secured 11th rank in the state.

In June 2009, I found the address of Super 30 and met Anand Sir.

Like all students, I was asked to appear for the Super 30 entrance examination.

After the exam, Anand Sir met me and I narrated my story. He could instantly connect with me — he told me of his own struggles as a student. He was impressed with my academic performance.

In August 2009, I was selected in Super 30 programme and since then there has been no looking back.

Life @ Super 30

Anup Raaj attending a lecture by Anand Kumar of Super 30

Anup (sitting, fourth from left) attends a class by Anand Kumar at Super 30 in Patna

When I first reached my room on the ground floor, I was thrilled.

It was spacious and overlooked a green patch of land.

There were three or four beds in each room and it was quiet — just the kind of environment a student would need to prepare for his career.

Even the IITs, I feel, do not offer that kind of study environment.

Once you join Super30, your food and accommodation is taken care of till you appear for the exam.

A meal of rice, dal and bhujiya would be served for lunch and dinner.

On special occasions, we would look forward to a meal of kachori, kala chana ghugni and sevai kheer.

We never forgot we were there for a purpose and we were always motivated to work towards it. We used to study for 14 to 15 hours a day.

I was bad in Chemistry and there was another guy who was weak in Mathematics. We helped each other.

At one point, I had asked Anand Sir if I could appear for the paper in Hindi as I was weak in English. But he explained that I should not run away from my weakness.

He told me that even if I attempted the paper in Hindi, I would still have to deal with the English language when I joined IIT.

Anand Sir would help us if we came across new or difficult terms.

In the beginning, I would take longer to understand a question and solve it. Slowly, I got better and could attempt more questions.

I appeared for the JEE in 2010.

Despite all the preparation, I still skipped questions worth more than 20 marks in Physics because I could not understand them.

I scored 237 out of 400 in the entrance examination and was ranked 997.

I had the option of studying computer or mechanical engineering in any of the lesser known IITs. But I opted to study civil engineering at the Indian Institute of Technology-Bombay because I wanted to come to Mumbai and become an entrepreneur.

 

wanted to start something of my own and knew Mumbai would be my dream city.

With the help of Anand Sir, I secured an education loan from the Patna United Bank which would take care of my engineering fees.

I still have a year to go before I start paying off the EMIs.

Bombay dreams

Coming to Mumbai was a culture shock.

The schools in Rafiganj did not have more than four or five classrooms.

When I reached IIT, I was quite shocked to see so many hostels and buildings for students.

My grandfather didn’t believe me when I told him that the IIT-Bombay campus was bigger than our entire village. He thought I was exaggerating, but it is true.

As far as challenges were concerned, it was just the beginning.

I still did not have a good command over English and most of the students at IIT-B spoke very good English. I did not know how to strike a conversation.

In my first year, I had a lot of difficulty in understanding the subjects. I would carry a dictionary to class. I’d mark all my doubts and ask my teachers for help.

For the first few months, I kept to myself. By the time I reached second year, I took extra classes to learn programming and coding and that kept me busy.

I realised that computing is the only language that does not require you to communicate face-to-face with the other person.

In my second year, I managed to convince my bank manager to help with an extra loan to buy a laptop.

Travelling to Dubai

Now that I had a laptop and an internet connection, I subscribed to several groups of young coders across the country.

The internet became my best friend and guide. If I did not know something, I could always Google and learn without feeling embarrassed.

Towards the end of third semester, I had learned to create websites and write programmes.

After attending lectures, I would build websites and write programmes for start-ups.

I would earn anything between Rs 5,000 to 10,000 for a project. At one point, I was making Rs 60,000 a month.

In my third year, I travelled to Dubai for two months for a summer internship with AlumNexus. The experience was unforgettable.

When I landed in Dubai, I felt the way I did when I first reached Mumbai.

Everything seemed so glamorous — the multi-storeyed buildings, the clean roads — I was awestruck.

My office was on the 54th floor and the view from there was splendid.

My work experience in programming helped immensely during campus placement.

It did not matter that I was a civil engineering student.

In June 2014, I got placed as associate software engineer at Quickr for a monthly salary of Rs 1 lakh.

Back in my village, my grandfather could not believe that I could earn so much.

I invited him and my mother for my convocation last year. I had to show him my bank passbook to convince him I was doing well for myself.

An entrepreneur at last

In January 2015, with the help of a group of friends — Pratik Chinchole, Shirin Shinde and Rahil Momin — I founded PSTakeCare, a healthcare start-up.

Pratik and Rahil are from IIT-B and Shirin graduated from the Institute of Chemical Technology.

With this start-up, I feel my journey has finally begun.

I feel fortunate to have come so far.

A lot of things have changed for me ever since I joined IIT. People’s attitudes have changed. They look at us with respect.

When I visit my village, people come and ask me how to pursue higher studies, a thought that was non-existent until some years ago.

Teachers like Anand Kumar have taught me the importance of patience. It is the greatest of all virtues.

Even in difficult times, you must learn to trust yourself.

In 2013, I had the opportunity to receive our late President, A P J Abdul Kalam, as the chief guest for 54th foundation day of IIT-Bombay.

During the brief interaction with Kalam Sir, he shared an advice I will never forget.

He said: ‘If one person decides to do something for himself, s/he is sure to excel, but if s/he decides to do something for the betterment of others, the society, or nation, s/he will do 1,000 times better.’

It was Kalam Sir’s dream to create more jobs in India for our youth; I hope I can contribute in some way to that dream.

Divya Nair / Rediff.com….www.rediff.com

Natarajan